Article Title

CREDIT CARD DELINQUENCY IN MALAYSIA

Authors

Wai Leng Chia, Nottingham University Business School, The University of Nottingham Malaysia, Malaysia.Follow
Roy W.L Khong, Nottingham University Business School, The University of Nottingham Malaysia, Malaysia.Follow
Priscilla Lim, Nottingham University Business School, The University of Nottingham Malaysia, Malaysia.Follow
Patricia Mei Mei Ang, Nottingham University Business School, The University of Nottingham Malaysia, Malaysia.Follow

Document Type

Article

Abstract

The objective of this paper is to investigate the influence of economic conditions and regulatory interventions as potential drivers of credit card delinquency in Malaysia. Using quarterly data from 1999 to 2021 and the autoregressive distributed lag model, we find that national income, wealth, expectations of future economic conditions, and the supply of credit determine credit card delinquency. We also find evidence in favour of regulatory interventions as a solution to curbing the deteriorating credit card debt situation in Malaysia.

Recommended Citation

Chia, Wai Leng; Khong, Roy W.L; Lim, Priscilla; and Ang, Patricia Mei Mei (2023) "CREDIT CARD DELINQUENCY IN MALAYSIA," Bulletin of Monetary Economics and Banking: Vol. 26: No. 0, Article 8.
DOI: https://doi.org/10.59091/1410-8046.2060
Available at: https://bulletin.bmeb-bi.org/bmeb/vol26/iss0/8

First Page

127

Last Page

146