The Analysis of Risk Profile and Financial Vulnerability of Households in Indonesia

Authors

Arlyana Abubakar, Bank Indonesia, IndonesiaFollow
Rieska Indah Astuti, Bank Indonesia, IndonesiaFollow
Rini Oktapiani, Bank Indonesia, IndonesiaFollow

Document Type

Article

Abstract

This paper identifies the vulnerability of household in Indonesia using both Balance Sheet and Financial Margin Approaches with coping strategy analysis in response to financial pressure. The result concluded that the household sector is solvent and sound with high interconnectivity with the non-financial corporation, particularly with banks. The heatmap coping strategies are in the moderate zone. However, it cumulatively tends to change to a high and extreme zone which potentially creates imbalances in the financial system in Indonesia.

Recommended Citation

Abubakar, Arlyana; Astuti, Rieska Indah; and Oktapiani, Rini (2018) "The Analysis of Risk Profile and Financial Vulnerability of Households in Indonesia," Bulletin of Monetary Economics and Banking: Vol. 20: No. 4, Article 1.
DOI: https://doi.org/10.21098/bemp.v20i4.906
Available at: https://bulletin.bmeb-bi.org/bmeb/vol20/iss4/1

First Page

443

Last Page

474

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License

Country

Indonesia

Affiliation

Bank Indonesia